Offer vs Fair Value for Constitutional Silver (Face-Value Pricing)

This compares an offer quoted in “times face” to a spot-based fair value, using a selected ASW convention. It also shows the dealer’s implied $ / troy oz and the gold-to-silver ratio.

Your cache paths (as configured)

This tool reads /blog/_data/metals_cache.json and can refresh via /blog/_mods/metals_cache.php (hourly TTL).

Calculator

Spot silver auto-fills from your cached price on load. You can always override it manually.

Silver spot price (USD / troy oz)

As of: —

Offer (times face value)

Example: 35× means $35 per $1 face.

Face value of unit

SaveSilver standard unit is $1.40 face (one-ounce-class).

Silver-content assumption

Choose the convention you want to argue from.

Optional premium/discount (USD)

Use this for collector premium or negotiated discount.

This tool is informational and illustrates what “x face” implies when compared to spot under a chosen convention.

Results

Comparison in the exact language dealers use: “times face.”

Fair value (x face)

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What “times face” would be at spot, under your ASW assumption.

Dealer implied $/oz

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What the offer values your silver at, per troy ounce.

Offer for this unit

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Fair value for this unit

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Gap (fair − offer)

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Discount vs spot

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ASW used for this unit

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SaveSilver’s thesis: if verification is fast and standardized, stackers should not be forced into extreme “trust tax” discounts vs spot.

Live prices (cached hourly)

This uses your server cache. The page calls /blog/_mods/metals_cache.php which refreshes the JSON file if it is older than 1 hour.

Silver (USD/oz)

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Gold (USD/oz)

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Gold/Silver ratio

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Gold price divided by silver price (both per troy oz).

Cache status

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If you hit “Update cache” repeatedly, the server should still respect the hourly TTL.

Notes

About the ASW factor

Many stackers use 0.715 oz per $1 for average circulated 90% coinage. If you want a stricter number, use 0.7234 oz per $1 or enter a custom value.

Disclaimer: informational tool only, not financial advice. Spot prices may be delayed. Always verify using multiple sources.